This is a loan product for the economically active persons in the society (Women, Traders, Cleaners, Vulcanizers, Barbers, Stylists..Etc). In this product, Loan is given to the traders in groups of minimum of 5 and Maximum of 15. The loan sum and the tenor are usually homogenous and may not exceed 6 months duration. Lien / compulsory savings of 15% of the amount needed is required.